Terms of Service

Last updated: January 2026

Acceptance of Terms

By accessing and using the Lux Business website and services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our services.

Services Description

Lux Business provides credit education, credit profile review, dispute management, and related financial guidance services. Our services are designed to help individuals understand and improve their credit profiles through education and personalized support.

No Guarantees

Lux Business does not guarantee specific credit score increases, removal of specific items from credit reports, or any particular outcome. Results vary based on individual circumstances. Our services focus on education, guidance, and proper dispute processes under applicable consumer protection laws.

Client Responsibilities

Clients are responsible for providing accurate and complete information, responding to communications in a timely manner, and following through on recommended financial practices. The effectiveness of our services depends in part on client participation and cooperation.

Payment Terms

Payment terms and pricing will be discussed during your consultation and outlined in your service agreement. All fees are disclosed upfront with no hidden charges.

Limitation of Liability

Lux Business shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services. Our total liability shall not exceed the amount paid for the specific services giving rise to the claim.

Contact

For questions about these terms, contact us at (210) 540-4504 or [email protected].